The steps
- Look up your support items in the current NDIS Pricing Arrangements
- Calculate your fully-loaded worker cost (base pay + on-costs at ~30%)
- Add overhead allocation (rent, software, admin) per billable hour
- Add target margin (30-40% gross is healthy)
- Compare result to the NDIS cap — most providers charge at the cap
- Document your pricing decision so you can defend it
- Review every July when the new Pricing Arrangements release
Common mistakes to avoid
- Charging below cost without realising it
- Treating worker pay as the only cost (ignoring on-costs and overhead)
- Not updating pricing in July when rates change