How to Get NDIS Provider Insurance
NDIS providers need PL ($20M), PI ($5M), Workers Comp (if employees), and ideally Abuse Liability + Cyber. Here's how to get cover that fits.
The steps
- List your services and risk exposures
- Get quotes from NDIS-specialist brokers (NDIA Insurance Brokers, Guild Insurance)
- Compare not just price but inclusions — abuse liability is critical
- Confirm cover meets NDIS Practice Standards minimums
- Pay annually for cash-flow simplicity
- Review annually before renewal
- Notify broker of any major service or capacity change
Common mistakes to avoid
- Going with a non-specialist broker who misses NDIS-specific exposures
- Skipping abuse liability
- Forgetting to update broker on service expansion
Last updated: 2026-04-28