Verdict
Sole traders earn more per hour but carry more risk. Employees have less flexibility but more security. Choose based on your lifestyle preference.
Sole Trader vs Casual Employee
Sole traders earn more per hour but carry more risk. Employees have less flexibility but more security. Choose based on your lifestyle preference.
Sole Trader
Best for: Support workers wanting independence and flexibility
Pros
- Higher hourly rate ($45-$70/hr take-home vs $34-$40 for employees)
- Booking flexibility
- Can work for multiple providers
- Control over work schedule
- Build own business
Cons
- ABN and tax compliance burden
- No employment benefits (leave, super, sick pay)
- Inconsistent income (no paid leave)
- Own insurance cost
- Sole responsibility for GST if over threshold
Casual Employee
Best for: Support workers wanting employment benefits and security
Pros
- Employment benefits (super, annual leave, sick pay, carer leave)
- Secure income (paid even if no shift)
- Employer covers insurance
- Clear award rates and overtime protection
Cons
- Lower take-home pay ($34-$40/hr fully loaded)
- Shift rostering controlled by provider
- Less booking flexibility
- Harder to control when/where you work